by Prudent Financial | Jan 29, 2020 | Consumer Debt, Credit Card Debt, Debt Management, Financial Counselling, Financial Problems, Getting Out of Debt, Loan with Bad Credit, Prudent Financial
It’s Bell Let’s Talk Day – a day that creates awareness around mental health initiatives. This topic is so important, particularly when it comes to finances, as money problems and mental health are often interconnected. Debt frequently triggers stress, which can...
by Prudent Financial | Dec 4, 2019 | Bank of Canada Interest Rate, Canadian Consumer Debt, Canadian Interest Rate, Credit Card Debt, Credit Rebuilding, Financial Planning, Getting Out of Debt, Holiday Spending, Interest Rates, Mortgage Interest Rate, Prudent Financial
Start Your New Year’s Financial Planning Early! The Bank of Canada interest rate is officially staying at 1.75% for the rest of the year. On December 4, 2019, the Bank of Canada (BOC) announced the interest rate would remain the same for another month. This marks no...
by Prudent Financial | Aug 14, 2019 | Build a Strong Budget, Consolidating Debt, Consumer Proposal, consumer Proposal in Ontario, Credit Card Debt, Debt Consolidation, Debt Freedom, Debt Management, Prudent Financial, Saving Money, Second Mortgage
Sometimes no matter how much you try to make ends meet, your monthly expenses stretch you thin. In this case, you have two options: the first is to earn more money (easier said than done sometimes!). The second option is to reduce your monthly expenses. There are...
by Prudent Financial | Feb 27, 2019 | Borrow with Your Car, Borrow With Your Home, Consolidating Debt, Credit Card Debt, Debt Consolidation, Debt Management, Holiday Spending, Prudent Financial
The holiday season may be over, but there’s one part of it that isn’t finished yet: holiday bills. Many holiday shoppers tend to put purchases on their credit cards, which means that after the holidays are done, they have to deal with the corresponding credit card...
by Prudent Financial | Nov 21, 2018 | Bad Credit Borrowing, Credit Card Debt, Debt Management, Emergency Christmas Money, Getting a Loan with Bad Credit, Getting Out of Debt, Holiday Spending, Loan After Bad Credit, Payday Loans, Personal Loan Financing
The holiday season is an expensive time of year, which is why many look for quick cash loans — including payday loans. If this is you, STOP. Payday loans are about the worst thing you can do for your bank account. If you need quick cash to cover holiday expenses there...
by Prudent Financial | Oct 25, 2018 | Bank of Canada Interest Rate, Canadian Interest Rate, Credit Card Debt, Interest Rates
The Bank of Canada (BOC) has increased interest rates again — this time to 1.75%, as of October 24, 2018. If you’re struggling with debt, this increase could have a big impact. The last interest rate increase was in July of 2018, when rates went up to 1.5%. Although...
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