Getting a Loan with Bad Credit Without Breaking the Bank

February 29, 2016 | Category: Bankruptcy Loans, Getting a Loan with Bad Credit, Prudent Financial, Smart Money Club

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When your credit is great, getting a loan can be a breeze, but when things are not in tip-top shape credit-wise, you may just be finding things a little tougher than you’d like.

If you’ve found yourself in a position where you need a loan but your credit is making it difficult, check out our ‘Getting a Loan with Bad Credit’ video – take the steps to make it easier.

Check out your credit report so you know what the issues are
Consider a secured credit card to help rebuild
Avoid payday loans
Consider a finance company for a term loan
Ask questions to make sure you understand what you are signing on for

Getting a loan with bad credit isn’t impossible, it may just mean a bit more legwork. For more info, please call Prudent Financial today. We provide personal loans to even badly bruised credit. 1-888-852-7647.

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Fine print for your Prudent loan

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Minimum and Max period for a Prudent loan repayment is 6 - 48 months.

Maximum annual percentage rate (APR), which includes the interest rate plus fees and other costs for a year - from 19.99% to 34.99% maximum (effective rate will vary).

A representative example of a Prudent loan – How is it broken down with all applicable fees
A typical $1,000.00 loan, paid off over a 12 month period borrows an amount of $1,020.00 which includes the $20 credit application fee. Total cost is $231.94. Payment is $104.33. This does not include optional life insurance.

*Rates vary according to credit risks but at all times compliant with all applicable legislation and

In some situations some security may be required.

Approval times are based on optimal situation – customer has all documents and extensive verification is not required.

Questions? We pioneered the Responsible Lender Pledge. Call us anytime and we’ll be happy to discuss your loan and what fees may be involved depending on your particular circumstances.