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What Is A Bad Credit Loan? How does it work?
Do you need a bad credit loan? If you are looking for a loan but the bank says no, getting a bad credit loan can be an option. However, this may not mean that you have bad credit. Bad credit can affect you in many ways. If you were bankrupt, or in a proposal in past…
Read MoreSmall Balance On Your Credit Card Will Affect Your Credit!
Small balance on your credit card can ruin your credit score! Don’t ignore small balances on your credit cards! You may procrastinate to pay off the small balance (it may be as low as 10 cents) , but it’s never a good idea. Sometimes you may receive credit card statement with outstanding balance showing in…
Read MoreWhy Too Many Credit Cards Can Hurt Your Credit Score – Part2
This video explains why having too many credit cards is not a good idea! It’s very easy to get a credit card now a days, whether you have bad or good credit you can easily get a credit card. But having too many credit cards can hurt your credit scores. Many people — especially who…
Read MoreCredit Cards Can Hurt Your Credit Score – Why? Part1
Why Too Many Credit Cards Can Hurt Your Credit Score? This is the first part of our video series of ‘ Why having too many credit cards is a bad idea?” How does credit cards can hurt your credit rating? An average Canadian has at least one plastic card! So, applying for a credit card…
Read MoreUnderstanding your credit score – how does it work?
Understanding your credit score is a big step towards improving your credit rating. Â Watch this video to get some valuable tips on understanding what determines how your credit score is rated in Ontario. If you have bad credit or no credit, then you need to understand how your credit score works— before you start to…
Read MoreWill a payday loan effect my credit score ? Part 2
Will a Payday loan effect my credit? Yes! Payday loans are convenient to get. There is no doubt that! But whether this convenience is money wise — that is question Prudent will try to answer in this video. Did you know? Google has recently put a ban on the keywords mentioning payday loans. what’s the…
Read MoreDon’t pay only the monthly minimum on Credit Card part 2
 Don’t pay only the monthly minimum on credit card- Part 2. Paying monthly minimum on credit card may seem easy. But it’s not a good idea. Because you are never paying off the balance on your credit card, which will impact your credit score. One of the factor that affects your credit rating is debt amount.…
Read MoreDon’t pay only the monthly minimum on Credit Card Part 1
Don’t pay only the monthly minimum on your credit cards. First Part of this video series will explain some the reasons why we should not pay the minimum monthly payment on our credit cards. Paying only the monthly minimum payment of $10 on  your credit card can be convenient. But is it good for your…
Read MoreHow Better Driving Can Save Money At The Pump ?
Use Your Better Driving Skills This video is about — Â how driving can save money on gas. Want to drive longer within your weekly budget for gas? Improve your driving skills. It is proven that driving skills can save gas money significantly. Simple acts such as — how fast you brake or whether you keep…
Read MoreBuying a car after bankruptcy is possible!
Buying a car after bankruptcy? Discharged from bankruptcy? Looking to buy a car? Well, you are not the only one! Check out Prudent’s video blog on buying a car after bankruptcy. Disclaimer The above video is for information purpose only. It has no relations what so ever with the services offered by Prudent Financial Services…
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