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How to plan affordable family vacations
Taking affordable family vacations without breaking the bank Summer is almost here and you’re probably thinking about taking a summer vacation with the family. However, if you’re not careful, the cost of a vacation can very quickly spiral out of control. With travel, lodging, food and entertainment, you can end up spending a lot of…
Read MoreTop 10 Summer Money Saving Tips That You Must Know
10 – Summer money saving tips for YOU The warm weather is finally arriving and summer is right around the corner. If you’re like us, you’re probably thinking of all of the great summer fun that you’re going to have this year. Now, you know that fun can be expensive, but did you know that…
Read MoreBank Fees You Can Easily Avoid
Bank fees you can easily avoid If you’ve ever taken a close look at your monthly bank statement, you’ve probably noticed a lot of bank fees and service charges. Even small bank fees can end up costing you a lot of money over time. For example, just paying $10 extra in bank fees each month…
Read MoreLoans for Self Employed
Loans for self employed If you are self-employed, you may find that it is difficult to get a loan. Since many self-employed workers have inconsistent incomes, lenders often make it much more complicated to get a loan, if they do decide to give you one at all. In many cases, it can be tough to…
Read MoreBe smart with your tax refunds
How to be smart with your tax refund Getting a tax refund can be exciting, especially if your refund is larger than you expected. However, before you use that refund to buy yourself a new TV, it’s important to think about if making a splurge purchase is the best possible use for your tax refund. Many…
Read MoreAvoid Tax Identity Theft To Secure your Tax Refund
 During tax time, you likely have a lot on your mind. You want to be certain that you fill out all of your forms correctly, you want to ensure that you submit your taxes on time and you want to do whatever you can to get yourself the biggest possible refund. But are you…
Read MoreBorrowing Money to Save for Retirement: Should you do it?
Borrowing Money to Save for Retirement: Should you do it? Why You shouldn’t borrow for your RRSP? Saving for retirement is important and the sooner you start, the more money you’ll have when you retire. Putting money into an RRSP is a great idea, but what if you don’t have the money to do so by the…
Read MoreLiving PayCheque to PayCheque? Say No To Pay Day Loans!
Living PayCheque to PayCheque? If you’re living pay cheque to pay cheque and worry about running short on money to cover your expenses, a pay day loan can seem tempting. However, it’s important to understand the high interest rates and charges that come with pay day loans. You could easily end up paying far more…
Read MoreNeed money? Credit cards vs. Personal Loans
Need money? Credit cards or Personal Loans When you need money, it’s easy to apply for another credit card. Credit cards are easy to get and even easier to use. It’s quick, simple and convenient to simply swipe or tap your card to pay for your latest purchases. However, many credit cards have very high interest…
Read MoreBenefits of RRSP
Benefits of RRSP At this time of year, many people are starting to put together their yearly income taxes and thinking about putting some additional money into their RRSP. An RRSP (or Registered Retirement Saving Plan) is a type of investment account that is designed to help people save for retirement. But is it better…
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