Don’t pay only the monthly minimum on Credit Card part 2

 Don’t pay only the monthly minimum on credit card- Part 2. Paying monthly minimum on credit card may seem easy. But it’s not a good idea. Because you are never paying off the balance on your credit card, which will impact your credit score. One of the factor that affects your credit rating is debt amount.…

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Don’t pay only the monthly minimum on Credit Card Part 1

Don’t pay only the monthly minimum on your credit cards. First Part of this video series will explain some the reasons why we should not pay the minimum monthly payment on our credit cards. Paying only the monthly minimum payment of $10 on  your credit card can be convenient. But is it good for your…

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How Better Driving Can Save Money At The Pump ?

Use Your Better Driving Skills This video is about —  how driving can save money on gas. Want to drive longer within your weekly budget for gas? Improve your driving skills. It is proven that driving skills can save gas money significantly. Simple acts such as — how fast you brake or whether you keep…

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Buying a car after bankruptcy is possible!

Buying a car after bankruptcy? Discharged from bankruptcy? Looking to buy a car? Well, you are not the only one! Check out Prudent’s video blog on buying a car after bankruptcy. Disclaimer The above video is for information purpose only. It has no relations what so ever with the services offered by Prudent Financial Services…

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Avoid common fees and penalties in Ontario

How to avoid common fees and penalties. Whether you’re a saver or spender, you may have faced situation where you had to pay fees or penalty. Whether it’s an NSF charge or an ATM transaction fee — you can easily avoid them. Because at the end of the month they all add up and may…

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Payday loans come at a high price

Payday loans come at a high price Payday loans should be avoided at all times because of extremely high interest rates.  Think carefully before getting a payday loan, because if you don’t have the money to pay back pay day loan on time, then you will get caught into the vicious cycle of sky high interests.…

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Use debt constructively – be smart with your money!

How to use debt constructively ? Be smart with your finances and stop borrowing beyond your means. This video will help to you manage your debt in a positive manner and make the most out of it! Disclaimer The above video is for information purpose only. It has no relations what so ever with the services…

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What happens when you default on a loan?

Default on a loan? So, what happens next? Nobody wants to default on a loan. But, what happens when you miss a payment on your loan in Ontario? Disclaimer The above article is for information purpose only. It has no relations what so ever with the services offered by Prudent Financial Services Inc. Prudent reports…

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Thinking Of Filing For Bankruptcy – How to apply?

Is your debt getting out of control? Are you thinking of filing for bankruptcy? Then this video is a must watch! Disclaimer The above article is for information purpose only. It has no relationship whatsoever with the services offered by Prudent Financial Services Inc. Prudent reports all your Prudent loan payments to credit bureaus. But…

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Bankruptcy Is A Legal Process

Bankruptcy process — How does it work? Bankruptcy process — How does it work? The above article is for information purpose only. If you are drowning in debt, then bankruptcy seems like an option for debt solution. However, it is a legal process which can be advisable by an authorized trustee. Learn more about this…

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