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What Happens when a Cosigner files Bankruptcy ?
My co-signer has filed for a bankruptcy. How does this affect my credit? What Happens when a Cosigner files Bankruptcy ? For some people, especially those who have bad credit, getting a co-signer on a loan is a great way to borrow money and build credit. Having a co-signer helps you get a loan that…
Read MoreNew Scams of 2014 Save Money by Avoiding Them
Save Money by Avoiding these New Scams in 2014 Unfortunately, some people will always end up resorting to scams in order to try to trick people out of their hard-earned money. That means you’ll have to be incredibly diligent to avoid getting fooled and losing money in the process. One of the best ways to…
Read MoreTaking Cash Advances on Credit Cards are a Bad Idea
 Why Cash Advances on Credit Cards are a Bad Idea Getting a cash advance on credit can seem like a good way to get cash when you need it. However, this often isn’t the case. In fact, a credit card cash advance can be incredibly costly and it can even hurt your credit score. How…
Read MoreWays to Get Money for Home Renovation (Smart Money Tips)
Financing Options for Home Renovation Home renovations can make your home more enjoyable and they can also improve the value of your property. However, if you have major repairs that need to be done or if you’re just dreaming of making some improvements to your home, you might be concerned about how you’re going to…
Read MoreHow to Fix a Credit Report Error
Fix a Credit Report Error Fixing Errors on your Credit Report can be tricky! Do you know that there are two national credit bureaus in Canada? These bureaus are Equifax Canada and TransUnion Canada. Both credit-reporting agencies can provide you with access to your credit report and credit score. It’s very important that you regularly…
Read MoreStop Juggling Credit Cards Debts
How to Stop Juggling Credit Cards Debts Too Many Credit Cards, Too Much Debt Today, many Canadians are over their heads in debt. Much of this debt comes from credit cards. In fact, credit cards now account for the second highest debt load in Canada (30%). In 2012, 40% of Canadian families carried an outstanding…
Read MoreHow to plan affordable family vacations
Taking affordable family vacations without breaking the bank Summer is almost here and you’re probably thinking about taking a summer vacation with the family. However, if you’re not careful, the cost of a vacation can very quickly spiral out of control. With travel, lodging, food and entertainment, you can end up spending a lot of…
Read MoreTop 10 Summer Money Saving Tips That You Must Know
10 – Summer money saving tips for YOU The warm weather is finally arriving and summer is right around the corner. If you’re like us, you’re probably thinking of all of the great summer fun that you’re going to have this year. Now, you know that fun can be expensive, but did you know that…
Read MoreBank Fees You Can Easily Avoid
Bank fees you can easily avoid If you’ve ever taken a close look at your monthly bank statement, you’ve probably noticed a lot of bank fees and service charges. Even small bank fees can end up costing you a lot of money over time. For example, just paying $10 extra in bank fees each month…
Read MoreLoans for Self Employed
Loans for self employed If you are self-employed, you may find that it is difficult to get a loan. Since many self-employed workers have inconsistent incomes, lenders often make it much more complicated to get a loan, if they do decide to give you one at all. In many cases, it can be tough to…
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