Posts by admin
Control Credit Card Spending During the Holidays
Avoid Using Your Credit Cards During the Holidays Yes, the holiday season is almost here. That means it’s nearly time for the excitement, stress, rush and busyness of the season. It also means that it’s nearing the time of year where a lot of people spend a lot of money on parties, gifts, décor and…
Read MoreFinancial Stress can Lead to Depression
Financial Stress can lead to Depression Financial stress can be hard. Mounting bills, existing debts and figuring out how to make ends meet every month can take a toll mentally, emotionally and even physically. In fact, financial difficulties can even lead to depression. For many people, this stress and depression is temporary. Once you’ve come…
Read MoreShould you try debt consolidation?
When Debt Consolidation is not a Good Idea Debt consolidation looks very appealing. At minimum, consolidating your debt will simplify your debt situa tion for you. This means that you won’t have to struggle to remember which payments are due to which lender and when each one is due. In some cases, debt consolidation can…
Read MoreEmergency Loan Options: Lines of Credit, Home Equity Loans & Car Title Loans
Emergency Loan Options: Lines of Credit, Home Equity Loans & Car Title Loans There will likely be a time in your future when you’ll need money in an emergency. Sometimes you run into unexpected expenses such as job losses, medical bills, car troubles, divorces, major home repairs and other issues. When these things happen, the…
Read MoreGetting a Mortgage that Reduces your Financial Stress
 How to get the Perfect Mortgage and make your Financial Life Stress-Free Choosing the right mortgage can significantly reduce the amount of stress, financial pain and anxiety that you feel. Here are a few tips for getting a mortgage that will be easier on your wallet. Choosing the better rate: Fixed vs. variable There are…
Read More5 Bad Money Habits You Should Avoid
Avoid These 5 Bad Money Habits Everyone has a few bad habits. However, some habits are worse than others. When it comes to spending and saving money, there are a few bad habits that you’ll definitely need to watch out for. All of these behaviours may not seem like much, but they can seriously hurt…
Read MoreHow does Credit Card Utilisation Affect your Credit Score?
What is Credit Card Utilisation and how does it Impact your Credit Score? Credit card utilisation is how much of the available credit on your credit cards you are using. It is calculated by dividing the amount of a person’s credit card balances by the credit limit on all of their cards. For example, assume…
Read MoreHow to get a Home Loan with Bad Credit in Ontario
Getting a Mortgage in Ontario with Bad Credit If you have bad credit, you might feel like home ownership isn’t possible for you. However, that isn’t necessarily the case. You might find that the options for getting a bad credit mortgage are limited, but this doesn’t mean that you’ll have to give up the dream…
Read MoreFinancial Stress can Lead to Depression
Almost everyone worries about finances sometimes, but extreme financial stress can lead to depression and other health issues. Here are a few tips to help. Financial Stress can Lead to Depression Financial stress can be hard. Mounting bills, existing debts and figuring out how to make ends meet every month can take a toll mentally,…
Read MoreBack to School Budget Tips for Parents
Back to School Budget Tips for Parents – A Financial Guide It’s back to school time! While this can be a stressful and emotional time for both parents and children, it can also be a difficult time for your wallet. In fact, a recent survey found that back-to-school shopping is becoming increasingly expensive. Back to…
Read More