Posts by admin
Rebuilding Credit After Bad Credit Behaviour in 1-2-3
Many of us have been there – money is tight and it is the credit cards that bring up the slack. Or, perhaps the loss of a job or income meant some bills went unpaid one month, then the time playing catch-up just meant more and more problems. Wait, don’t stress. When your credit report…
Read MoreCredit Clean Up: Correcting Errors on Your Credit Report
We’ve spent the last two weeks discussing credit reports – how to request and read them – and have continued to press how important it is to ensure all information contained within your report is accurate. This week we continue that thread by providing you with information on correcting errors on your credit report. This…
Read MoreHow to Read your Equifax Credit Report
Last week we discussed the importance of your credit report and how to request it, and to follow it up, this week we are going to walk you through how to read your Equifax credit report. To better understand how you look to creditors and potential lenders, it really helps to understand your credit report…
Read MoreSmart Money Club: How to Request your Credit Report
When it comes to finances, your credit report is critical. It is used for a number of different things – not just obtaining financing. Many financial institutions now require it to open a bank account, a new employer may request it to qualify for a job, and it can even be requested for things like…
Read MoreTop Apps for Keeping Receipts Organized – Documents Too
When it comes to keeping receipts organized, all of that paper can give you a headache. Often we give up and just shove everything in a box to be ‘dealt’ with later, but never actually deal with it. However, thanks to mobile apps, keeping track of receipts and expenses is now easier than ever. Check…
Read MorePerspective: Financing a Car You Can Afford
If your car is on the fritz and you are tired of spending time and money at a repair shop, maybe it is time to bite the bullet and trade in and trade up. If you are thinking about buying a new car, or a new-to-you car, you never want a car payment to make…
Read MoreSmart Money Club: Borrowing to Pay off Your Tax Debt
Owe money to CRA? Prudent Financial can help you borrow to pay off your tax debt. Don’t get stuck with collection action Call today: 1-888-852-7647.
Read MoreLease Buyouts 101 – Buying Out Your Lease is Buying a Used Car
Most of us need one to make it through our busy lives. Unless you rely on public transit, your only real option is a car. If you are leasing a car, and you know your lease-end date is fast approaching, there may be a few things you are thinking about. Just remember, when it comes…
Read MoreFixing Your Credit when the Credit Reporting Agency is Reporting Mistakes
When you have great credit, and obtaining new credit products is a breeze, you probably don’t worry too much about financial stressors as far credit reporting. However, if you think you have (or know you should have) great credit, but for some reason are having trouble obtaining financing, this may be a result of a…
Read MorePrivate Lenders for Personal Loans Can be a Risky Choice
It is a common issue faced by many Canadians: problem credit. With this issue comes another that can make things difficult: problems with credit usually mean fewer options for credit. This is largely due to the fact that most institutional lenders will be more hesitant to lend if you are considered higher risk. What does…
Read More