Understanding Bad Credit Loans in 1-2-3

When you’re struggling with debt, finding a light at the end of the tunnel can be tough. The stress caused by bills or collection calls can lead to sleepless nights, and the thought of obtaining any kind of financing can be overwhelming. According to an annual CIBC survey, 28% of Canadians planned on making paying…

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Will I Lose My Car in Bankruptcy?

Often, when finances become strained to the point of no return, bankruptcy is a viable option to help relieve stress and clear up a mountain of debt. That being said, bankruptcy requires careful consideration and asking some important questions is critical. One such question is ‘will I lose my car in bankruptcy?’ This week, we…

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Credit Repair in Canada: What to Do When Your Credit is Beyond Repairing

When you’re stressed about debt, concerned about making your monthly payments, or dreading each and every phone call, it is time to start thinking about getting things fixed up. However, credit repair in Canada can be somewhat confusing, so today we’re hoping to clear some of that confusion up. Part of dealing with bad credit…

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Valentine Budgeting Tips – Romance Your Valentine in the GTA on a Budget

You’re probably thinking about all of the ways that you can show your significant other how much you care about them: candies, flowers, jewelry, etc. This Valentine’s Day, forget about the big spending – money can’t buy love after all. We’ve got the Valentine budgeting tips to help make this year a little less heartbreaking…

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Tips for Choosing a Used Car Dealer in 1-2-3

Thinking about buying a new-to-you car? Here are some tips to help you get started! Tips for choosing a used car dealer in 1-2-3 Look for an established dealer with a physical location. This goes without saying. If the dealer is located online only, you don’t have much in the way of options as far…

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Rebuilding Good Credit: Dos and Don’ts

Once you’ve travelled down the path of credit concern – are missing payments, are at or over your limits, are getting collections calls, or have filed a consumer proposal or bankruptcy, you may be thinking that there really is no way to get back. That isn’t the case. Even when it seems as though your…

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Cheap and Free Winter Activities in the GTA

We are well into the winter season now, and with the holidays behind us, many of us are looking for cheap and free winter activities to keep the winter blues at bay without breaking the bank. Here is a list of our favourites. Cheap and Free Winter Activities in the GTA Free ice-skating is always…

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How to Obtain a Loan After Bankruptcy

You’ve filed for bankruptcy. The debts are covered and you’re set with your monthly payment. You’re finally on a much less stressful path to re-establishing your financial security. Now what? After bankruptcy, the first thing you want to look at is rebuilding your credit – this is often the main reason people look for a…

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