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Back to School is Right Around the Corner – Here Are Some Money Saving Tips
There is a reason the back to school shopping season is the second biggest season for retailers. All too often, parents leave the back to school supply runs to the last minute, meaning the options for saving money may not be as plentiful. This year, start stocking up early and use these money saving tips…
Read MoreWhat to Do About Your Vehicle When Considering Filing for Bankruptcy
When financial turmoil strikes, and you’re considering filing for bankruptcy, the question of what to do about your vehicle is one of the biggest sources of confusion. While the decision rests on a number of different factors, as well as your financial abilities, we are hoping that this blog will clear at least some of…
Read MoreRenting Furniture in the GTA: Good Idea or Bad Idea?
When you’re tired of that old sofa or loveseat – you know, the one you purchased years ago – but your bruised credit has limited your financial options, you may be thinking that renting furniture offers the best of both worlds. While this often catches people off-guard, seemingly offering a great option when you don’t…
Read MoreHow Much Are We talking Here? Reviewing Second Mortgage Closing Costs
The GTA housing market has been red hot for a few years now and homes have increased so much in value that many homeowners are finding themselves house rich, but cash poor. This is because Canadian families are carrying more debt than ever and most of their worth is tied up in their principal residences.…
Read MoreSo, You’ve Filed for Bankruptcy… Now What?
So, you bit the bullet. You realized you were in too deep with your debt and decided to file for bankruptcy to get a fresh start. That’s great, but maybe now you’re thinking what’s next? What steps can you take going forward to mitigate the impacts of that decision? Filing for bankruptcy is not a…
Read MoreConsolidating Payday Loans in 1-2-3
Payday loans are dangerous – there really is no other way to describe them. These loans, made even more problematic because of how easy they are to get, are continuously being criticized in the media as taking advantage of regular hard-working Canadians. This week we are talking about why it is so important to get…
Read MoreHappy Canada Day! Celebrating 150 Years Strong
Prudent wishes Canada an awesome 150th birthday! On this momentous anniversary of Confederation, we can’t help but marvel in all that is Canada, a country we are proud to call home! Happy Birthday Canada!
Read MoreDifferent Types of Bad Credit Loans and What They Mean to You
When you have less than stellar credit, but are looking for funding, you may be concerned that your options are few and far between. Since lenders base their decision to lend upon your past and current credit behaviour, having bad credit can make the process of obtaining any type of financing difficult. Don’t lose hope…
Read MoreVehicle Intelligence: Buying a Car the Smart Way
If you’re getting ready to start the process of buying a car, this week’s blog may give you something to think about as far as how to start the process. It’s a common practice when most of us are buying a car: we start with an idea in our head of what we want, then…
Read MoreBeware Phishing Scheme: Prudent Financial Never Solicits Business by Text Message
Attention! Prudent Financial never solicits business by text message. We have unfortunately been a victim of phishing campaign currently underway. You may have received a text soliciting loans from an individual claiming to be Prudent Financial. This person is in no way affiliated with us. We are currently investigating and have contacted the appropriate authorities.…
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